We Americans are victims of our own economic folly. Our liberal tendencies, white guilt, and political correctness led us to force the banking industry to make loans to those that could not qualify for a conventional loan. It created a real estate balloon that burst, and made our banks insolvent. The Liberal Marxist Democrats were the root cause of this entire economic problem, and have not yet been called to the carpet for their actions. This disaster was set in to motion during the Clinton administration, by the then HUD Director Henry Cisnero’s. Mr Cisnero’s admitted recently that he was responsible for starting the mortgage snow ball. It was he and Slick Willy that first started cajoling and forcing banks to make sub-prime loans to   poor minorities that were reportedly left out of the “American Dream”. Mr Cisnero’s really only cared about Latinos (Mexicans) witch the article makes very clear. Because of PCness and white guilt on the part of the liberals in congress and the Media, laws were passed to relax mortgage Lending qualifiers and allow the federal government to insure those loans. Then Mr. Cisnero’s became the head of a development company building the low income housing, that would be bought, using these new found sub-prime mortgages. That’s right, to line his own pockets,he created a market by manipulating federal law. John McCain and other republicans warned the senate about this fiasco years ago and was ignored by the Liberals drooling at the prospected of buying votes with mortgage money. I’m sure they were following thier orders from George Soros, who is known to bankrupt countries to make is money. The Democrats are responsible for this entire Economic downturn, but it is we that pay the price for their actions. Barak Hussein Obama the holy one, in a one of the Presidential debates said “John McCain wanted to deregulate the banking industry”. The truth is  John McCain wanted to end regulatory law created by Billy and Henry, that enabled the meltdown to happen. John McCain also wanted to clean up fannie  and Freddie years ago as well. The Liberals in the senate and house need to lose their jobs.